Prologue: There is a message purportedly written by a Nigerian living in the US, that is being shared across WhatsApp groups. The following is a response to the points raised by the purported author.
It is adapted from a reply I posted when the message was forwarded to one group where I belong.
Note: My responses are italicised, and preceded by “Response”. The original message (by the American resident) has not been changed in any way.